The Websites are provided to you by Licensor without charge, and are meant to provide you with education on how to manage and plan personal finances. Licensor is not a financial planner, tax advisor, broker or legal advisor; accordingly, Websites are not providing legal, tax, or financial advice.
Licensor grants you a non-exclusive, revocable, non-transferrable license to use the Websites only for your own lawful, personal, and non-commercial purposes. Use of the Websites for any public or commercial purpose or embedding any part of the Websites on another site is strictly prohibited. In the event that you use the Websites in any way other than is expressly permitted, or breach any of the Terms, your authorization to use the Websites is immediately and automatically terminated. If you make any copies of any Content, you must retain any copyright notices, trademarks, or other proprietary notices contained on the Content.
You may not download (except for page caching), distribute, modify, publicly display or perform the Websites unless expressly authorized to do so in writing and in advance by Licensor. You may not use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor Website, without Licensor’s prior written consent, which may be withheld at Licensor’s sole discretion; You may not use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search Websites, other than the search engines and search agents available through the Websites and other than generally available third-party web browsers. You may not attempt to decipher, decompile, disassemble, or reverse-engineer any of the Websites.
Licensor may terminate, suspend or modify your registration with or access to the Websites at any time and for any reason without notice. You may discontinue your use of the Websites at your discretion. In the event of a termination of your right to use the Websites, you must destroy or delete any replications, reproductions or duplications of the Websites.
THE WEBSITES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. LICENSOR MAKES NO REPRESENTATIONS OR WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE, TITLE, INFRINGEMENT, VALIDITY, ACCURACY OR RELIABILITY OF DATA AND INFORMATION CONTAINED ON WEBSITES. LICENSOR DISCLAIMS ALL EQUITABLE INDEMNITIES. NO STATEMENT IN ANY FORM FROM ANY AGENT OR ANY PERSON OTHERWISE ASSOCIATED WITH LICENSOR SHALL BE CONSTRUED TO CREATE ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE WEBSITES.
Limitation of Liability
IN NO EVENT WILL LICENSOR, ANY OFFICERS, DIRECTORS, EMPLOYEES OR OTHER AGENTS OF LICENSOR BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF, OR IN CONECTION WITH YOUR USE OF WEBSITES, REGARDLESS OF THE LEGAL THEORY ON WHICH THE DAMAGES ARE BASED.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN THE EVENT THAT THOSE LAWS APPLY TO YOU, THE SCOPE AND DURATION OF YOUR WARRANTY AND THE DAMAGES ALLOWED SHALL BE THE MINIMUM ALLOWED BY LAW.
Licensor may enable you to post reviews, comments, photos, communications, suggestions, ideas, questions, or other information (“Material”). You may not post any Material that is illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties. You may not post objectionable Material and must not post any Material that consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of posted Material. Licensor may (but is not obligated) to remove or edit such Material; Licensor does not regularly review posted Material. YOU MAY NOT POST CONFIDENTIAL OR PRIVATE MATERIAL.
If you post Material, and unless Licensor indicates otherwise, you grant Licensor a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Material throughout the world in any media. You grant Licensor and sublicensees the right to use the name that you submit in connection with such Material, if they choose. You represent and warrant that you own or otherwise control all of the rights to the Material that you post; that the Material is accurate; that use of the Material you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify Licensor for all claims resulting from Material you supply. Licensor takes no responsibility and assumes no liability for any Material posted by you or any third party.
You may create links to this Site, but you may not replicate any Content. You may not create a frame or border environment around any Content. You may not misrepresent your relationship with, or present any false, misleading, or defamatory statements about Licensor. You may not imply that Licensor endorses your website, products, services or content.
Websites may contain links to third-party websites. Licensor is not responsible for the content located on the third-party websites. Licensor makes no representations or warranties and disclaims all liability and any and all indemnities for your use of third-party websites or the content located thereon.
As between you and Licensor, Licensor is the owner of the Websites. Licensor’s ownership rights are protected under trademark, patent and trade secret laws in addition to US and international copyright law. Misuse or unauthorized use of the Websites may violate these laws. No ownership rights are granted to you by these terms. You agree not to register or use any mark or internet domain name that contains Licensor’s trademarks.
You agree to defend, indemnify and hold harmless Licensor and any agents of Licensor from and against all claims and defense costs arising out of or attributable in whole or in part to your breach of any part of this agreement.
This Agreement is the sole agreement between you and Licensor relating to the use of the Websites and supersedes all prior understandings, writings, proposals, representations, or communications, written or oral, of either party.
This Agreement and the licenses granted hereunder may not be transferred or assigned by you without the prior written consent of Licensor.
Failure of Licensor to enforce any provision of this Agreement will not be deemed a waiver of the provision or the right to enforce that provision.
Should any part of this Agreement be rendered or declared invalid by a court of competent jurisdiction, such invalidation will not invalidate the remaining portions thereof, and they shall remain in full force and effect.
This Agreement shall be interpreted in accordance with the substantive laws of the State of Oklahoma. In an action arising out of or relating to this Agreement or the Licensed Product, both parties consent to the exclusive jurisdiction of the federal and state courts located in Oklahoma County, Oklahoma.